JoeReal

If you look at your fingers, they form a hand. The individual banana fruit is a finger. They form a hand. the hands form a bunch.

Cut off the flower at the bottom. Right after the gap of no fruit or fingers, you can safely remove the flower, as it will be male, unless you need it for breeding and the pollens are viable for that variety.

In some varieties like Saba, Cardaba, and brazilian, the flower that you cut can be used as a cooked vegetable or other delicacy. In other varieties like the cavendishes, the flower is too nasty to eat no matter how you cook it, because of high oxalic acid content.